Photos should be taken of received gifts and newly purchased items. The start of each new year is the ideal time to update the inventory list. Throughout the year, homeowners will accumulate more valued goods, making updates to the home inventory a necessity. Does a home inventory list need to be updated? Once you have multiple photos, including closeups, or video footage, scan the purchase receipts and note the estimated replacement values. What details are to be included in the home inventory report?Īs you move through the home documenting items, make notes about the following details: model, serial number, cost, purchase date and manufacturer. Homeowners’ insurance policies cover goods stored in self-storage facilities, so be sure to include these items in the home inventory checklist. Property housed offsite, like in a rented storage facility, should also be a part of the home inventory list. Speed up insurance claims with proper documentation of belongings with even minimum value. In the event of a home fire or water damage, these daily essentials will have to be replaced. Ordinary, everyday items, like pans, utensils and dinnerware, should be included in the home inventory list. Items that generally are not included in home inventory lists are perishable foods and temporary supplies (like pencils and paper). A rule of thumb to remember is that every item in your home has value. What items are to be included in the inventory list?Įverything in your home has worth, no matter how small its price tag. If you prefer the traditional paper-and-pencil route, use an inventory form provided for free by your insurer. Once you are armed with a smartphone or digital camera, notepad and pen, you are ready to begin the process to create a home inventory. User-friendly sites like this also give users the ability to print custom reports. Home inventory websites, like feature built-in search engines that easily find items as well as capabilities that allow users to attach videos, PDFs, and Excel files. Alternately, free apps may be available from insurance companies. This important data is stored on the Cloud for safekeeping. Sortly is a mobile app, available for both Android and iOS devices, that allows homeowners to record the serial numbers, purchase dates, photos and photos of the receipts of items. How to Create a Home Inventory: Common Questions What technology options help create an inventory checklist? Cameras, video cameras, software and scanners are essential for accurately recording your belongings and, most importantly, satisfying insurance company requests for evidence of ownership. When conducting a home inventory, be prepared to show proof that you own the property in your home. To get started, set aside a generous amount of time over a few weekends and get access to technology. However, savvy homeowners can achieve all of the benefits of hiring a pro when they complete the inventory checklist themselves. The advantages of bringing in a professional are many. Benefits of Hiring Home Inventory Specialist The whole process is completed in under a week. The inventory data is also securely stored and encrypted. Using an inventory service carries more weight when law enforcement and financial planners are involved. Hiring a pro to achieve the task is affordable, especially in the event that theft or disaster damage occurs. Alternately, for a more official home inventory, to which insurance companies will give more credibility, hire a home inventory specialist. You can carefully document all your possessions via a DIY route. Homeowners have two options when it comes to creating a home inventory. What is the safest way to store a home inventory list?ĭIY Home Inventory vs.
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